Credit Counseling

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=80 BGCOLOR="#000000" TEXT="#F7F7FF" bgproperties="fixed" background="04000500dvldtc.png"> <div> <FONT SIZE="5" COLOR="#FFCC66" FACE="Arial" ><B>Great Web Sites</B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="Great Web Sites"><U><B>home</B></U></A></div> <div> <A HREF="id464.htm" TARGET="_top" TITLE="Bill Payment Services On Line"><U>Bill Payment Services On Line</U></A>   |   <A HREF="id560.htm" TARGET="_top" TITLE="Credit Cards"><U>Credit Cards</U></A>   |   <A HREF="id472.htm" TARGET="_top" TITLE="Credit Reporting Agencies"><U>Credit Reporting Agencies</U></A>   |   <A HREF="id514.htm" TARGET="_top" TITLE="Investing"><U>Investing</U></A>   |   <A HREF="id512.htm" TARGET="_top" TITLE="Insurance"><U>Insurance</U></A>   |   <A HREF="id517.htm" TARGET="_top" TITLE="Financial Magazines Newspapers"><U>Financial Magazines & Newspapers</U></A>   |   <A HREF="id481.htm" TARGET="_top" TITLE="Financial Advice"><U>Financial Advice</U></A>   |   <A HREF="id386.htm" TARGET="_top" TITLE="Mortgages"><U>Mortgages</U></A>   |   <A HREF="id390.htm" TARGET="_top" TITLE="Personal Loans"><U>Personal Loans</U></A>   |   <A HREF="id577.htm" TARGET="_top" TITLE="KidFriendly Funds"><U>Kid-Friendly Funds</U></A>   |   <B>Credit Counseling</B></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#000000" TEXT="#F7F7FF" background="041d2c00dvldtc.png"> <div> <A HREF="id361.htm" TARGET="_top" TITLE="Great Web Sites "><U><B>Great Web Sites</B></U></A></div> <div> <A HREF="id280.htm" TARGET="_top" TITLE="Book Reviews"><U><B>Book Reviews</B></U></A></div> <div> <A HREF="id744.htm" TARGET="_top" TITLE="Whats New?"><U><B>What's New?</B></U></A></div> <div> Current Movie Reviews</div> <div> Future Films</div> <div> Top 10 Box Office</div> <div> New Video Releases</div> <div> <B>Movie Web Sites</B></div> <div> <A HREF="id363.htm" TARGET="_top" TITLE="Personal Finance"><U>Personal Finance</U></A></div> </td> <td valign="top" height=400 BGCOLOR="#000000" TEXT="#F7F7FF"> <div> Credit Counseling</div> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="508" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 65 WIDTH="502"><div>  <IMG SRC="http://service.bfast.com/bfast/serve?bfmid=115759&sourceid=32637798&categoryid=debt_consolidation" BORDER="0" WIDTH="1" HEIGHT="1" NOSAVE > <A HREF="http://service.bfast.com/bfast/click?bfmid=115759&sourceid=32637798&categoryid=debt_consolidation" TARGET="_top"><IMG SRC="http://borrower2.lendingtree.com/common/bp/affiliates/debtc_1.gif" BORDER="0" WIDTH="468" HEIGHT="60" ALT=""></A>  </div> </tD> </tR> </TABLE></div> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="506" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="http://www.consumercredit.com" TARGET="_top" TITLE="http://www.consumercredit.com"><U>American Consumer Credit Counseling</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="311"><div> <A HREF="http://www.center4debtmanagement.com" TARGET="_top" TITLE="http://www.center4debtmanagement.com"><U>Center For Debt Management</U></A></div> </tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="311"><div> <A HREF="http://www.cheapskatemonthly.com" TARGET="_top" TITLE="http://www.cheapskatemonthly.com"><U>Cheapskate Monthly</U></A></div> </tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="http://www.debthelpnow.com" TARGET="_top" TITLE="http://www.debthelpnow.com"><U>Consumer Credit Counseling Service</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="http://www.payonlyone.com" TARGET="_top" TITLE="http://www.payonlyone.com"><U>Consumer Credit Counseling Alliance</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="311"><div> <A HREF="http://www.nccs.org" TARGET="_top" TITLE="http://www.nccs.org"><U>Genus Credit Management</U></A></div> </tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 WIDTH="311"><div> <A HREF="http://www.myvesta.org" TARGET="_top" TITLE="http://www.myvesta.org"><U>Myvesta</U></A></div> </tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 19 ><NOBR><div> <A HREF="http://www.nfcc.org" TARGET="_top" TITLE="http://www.nfcc.org"><U>National Foundation for Credit Counseling</U></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="184"><IMG BORDER="0" SRC="1x1.gif" HEIGHT="19" ALIGN="bottom" WIDTH="184" HSPACE="0" VSPACE="0"></tD> </tR> </TABLE></div> <div> <TABLE BORDER="0" CELLPADDING="2" CELLSPACING="1" WIDTH="512" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 65 WIDTH="506"><div>  <IMG SRC="http://service.bfast.com/bfast/serve?bfmid=7510281&siteid=32588458&bfpage=paytrust-animated" BORDER="0" WIDTH="1" HEIGHT="1" NOSAVE > <A HREF="http://service.bfast.com/bfast/click?bfmid=7510281&siteid=32588458&bfpage=paytrust-animated" TARGET="_top"><IMG SRC="http://affiliate.paytrust.com/aff/images/dynamic/update-5.gif" BORDER="0" WIDTH="468" HEIGHT="60" ALT="Paytrust.com"></A>  </div> </tD> </tR> </TABLE></div> <bR> </td> </tr></table></body>